* {
  box-sizing: border-box;
}

body {
  margin: 0;
  font-family: "Inter", "Segoe UI", Arial, sans-serif;
  color: #1f2933;
  background: #f7f8fa;
  line-height: 1.6;
}

a {
  color: inherit;
  text-decoration: none;
}

img {
  display: block;
  width: 100%;
  height: auto;
  object-fit: cover;
}

.container {
  max-width: 1140px;
  margin: 0 auto;
  padding: 0 24px;
}

.topbar {
  background: #ffffff;
  border-bottom: 1px solid #e5e9f0;
}

.nav {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  padding: 18px 0;
  flex-wrap: wrap;
}

.nav-links {
  display: flex;
  align-items: center;
  gap: 18px;
  flex-wrap: wrap;
}

.brand {
  font-weight: 700;
  letter-spacing: 0.3px;
}

.ad-label {
  font-size: 12px;
  background: #ffefe2;
  color: #8a3d00;
  padding: 6px 10px;
  border-radius: 999px;
}

.button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 12px 18px;
  border-radius: 6px;
  background: #1f4b82;
  color: #ffffff;
  border: none;
  font-weight: 600;
  cursor: pointer;
}

.button.secondary {
  background: #ffffff;
  color: #1f4b82;
  border: 1px solid #1f4b82;
}

.section {
  padding: 56px 0;
}

.split {
  display: flex;
  align-items: center;
  gap: 36px;
  flex-wrap: wrap;
}

.split.reverse {
  flex-direction: row-reverse;
}

.split > div {
  flex: 1 1 420px;
}

.hero {
  background: #eef3f8;
}

.hero h1 {
  font-size: 38px;
  line-height: 1.2;
  margin: 0 0 16px;
}

.hero p {
  margin: 0 0 20px;
}

.image-wrap {
  background: #dfe6ee;
  border-radius: 16px;
  overflow: hidden;
}

.cards {
  display: flex;
  flex-wrap: wrap;
  gap: 18px;
}

.card {
  background: #ffffff;
  border-radius: 12px;
  padding: 16px;
  box-shadow: 0 12px 30px rgba(31, 75, 130, 0.08);
  display: flex;
  flex-direction: column;
  gap: 12px;
  flex: 1 1 220px;
}

.card .price {
  font-weight: 700;
  color: #1f4b82;
}

.inline-cta {
  font-weight: 600;
  color: #1f4b82;
  text-decoration: underline;
}

.steps {
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.tag {
  display: inline-flex;
  padding: 6px 10px;
  border-radius: 999px;
  background: #e9f2ff;
  color: #1f4b82;
  font-size: 13px;
}

.bg-panel {
  background: url("https://images.unsplash.com/photo-1637035604153-9addab0821c3?w=1400&q=80") center/cover no-repeat;
  color: #ffffff;
  border-radius: 18px;
  padding: 28px;
  min-height: 260px;
  display: flex;
  flex-direction: column;
  justify-content: flex-end;
}

.bg-panel p {
  margin: 0;
  max-width: 320px;
}

.form-card {
  background: #ffffff;
  padding: 24px;
  border-radius: 16px;
  box-shadow: 0 12px 30px rgba(31, 75, 130, 0.08);
}

.form-field {
  display: flex;
  flex-direction: column;
  gap: 6px;
  margin-bottom: 14px;
}

.form-field input,
.form-field select,
.form-field textarea {
  padding: 10px 12px;
  border-radius: 6px;
  border: 1px solid #ccd6e0;
  font-size: 15px;
  font-family: inherit;
}

.notice {
  background: #fff8ec;
  border-radius: 10px;
  padding: 14px;
  font-size: 14px;
  color: #7a4a00;
}

.form-status {
  margin-top: 12px;
}

.top-space {
  margin-top: 16px;
}

.footer {
  background: #111827;
  color: #d7dde4;
  padding: 40px 0;
  font-size: 14px;
}

.footer a {
  color: #d7dde4;
  text-decoration: underline;
}

.footer-grid {
  display: flex;
  flex-wrap: wrap;
  gap: 22px;
}

.sticky-cta {
  position: fixed;
  right: 18px;
  bottom: 18px;
  z-index: 20;
  background: #1f4b82;
  color: #ffffff;
  border-radius: 999px;
  padding: 12px 18px;
  box-shadow: 0 12px 24px rgba(31, 75, 130, 0.3);
}

.cookie-banner {
  position: fixed;
  left: 18px;
  right: 18px;
  bottom: 18px;
  background: #ffffff;
  border-radius: 12px;
  padding: 16px;
  box-shadow: 0 12px 24px rgba(0, 0, 0, 0.12);
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  z-index: 30;
  flex-wrap: wrap;
}

.cookie-actions {
  display: flex;
  gap: 10px;
}

.page-hero {
  background: #eef3f8;
  padding: 40px 0;
}

.page-hero h1 {
  margin: 0 0 8px;
  font-size: 32px;
}

.page-hero p {
  margin: 0;
}

.legal-content {
  background: #ffffff;
  padding: 24px;
  border-radius: 16px;
  box-shadow: 0 12px 30px rgba(31, 75, 130, 0.08);
}

@media (max-width: 860px) {
  .hero h1 {
    font-size: 30px;
  }

  .sticky-cta {
    bottom: 80px;
  }
}